Everyone already has an estate plan. If you haven’t created your own, your state laws have a default plan for you! It may or may not be what you intend.
Once you are an adult, if you own anything (it could be as little as a car or a checking account) you should have your own estate plan in writing. A simple estate plan should at a minimum include a will, a durable power of attorney and a health care directive.
Every time something big changes in your life, you should review and possibly update your estate plan. The most common times are if you get married (or divorced) or if you have a child. Any big change in your life could have a significant effect on your estate plan.
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