What Happens to Your Tax Refund When You File Chapter 7 Bankruptcy? 

Tax refund cash

Written by Dalton Cannon, Washington Bankruptcy Attorney  Read this article in Spanish. If you’re considering filing bankruptcy in Washington, one of the most common questions is: what happens to my tax refund? When you file Chapter 7 bankruptcy the answer depends on how much you expect to receive, when your case is filed, and what exemptions you can claim to protect it.   Understanding how the bankruptcy trustee treats your tax refund can help…

Read More

What Filing for Chapter 13 Bankruptcy Really Means for Your Day to Day Life

Person using computer and mobile phone

Filing for Chapter 13 bankruptcy often comes with a lot of uncertainty. People worry about what daily life will look like once the paperwork is filed. Will you still be able to buy groceries, keep your home, or pay for everyday expenses without constant stress? These are common and reasonable concerns. This blog explains how…

Read More

Medical Debt Relief and the Changing Credit Score Rules

Financial Durable Power of Attorney Guide

Medical bills can pile up quickly, even with insurance. One unexpected hospital stay or emergency surgery can leave you facing thousands of dollars in debt. This debt often feels impossible to manage. If you’re struggling with medical debt, there’s some good news. Recent changes to credit reporting rules mean medical debt relief may have a bigger positive impact on your credit…

Read More